Friday, September 23, 2011

BUYER'S REMORSE


There is a downside to having good credit:

The truck was just worked on again yesterday and ran great for twelve wonderful hours. Then it started its old cold start stuttering again and I threw a fit and took it to the Ford dealership this afternoon.

I marched in their front door to keep my appointment with the gentleman who had sold me the truck 8 years ago and after shaking his hand, I told him I was ready to trade her in for another (hopefully newer) previously owned vehicle. A brand-new vehicle for us was totally out of the question (too damned much money for our beer pocketbooks).

After looking at the few choices within our budget (they didn’t have any horses and buggies), I narrowed it down to two. One was a white 2009 Ranger and the other was a black 2006 Chevy HHR LT.

Since I had gone the Ranger route, during my fit I swore I’d never own another Ford (the Ranger had been my fifth Ford). I had been raised on Chevys (four problem-free cars as I remember), so I decided on the HHR even though it had more mileage but would be cheaper and get better mpg. Imagine that. Going to a Ford dealership to buy a Chevy!

After some number crunching and a little dickering, the deal was done and I’m now the owner of a car filled with bells, whistles and a sun roof.  I drove it off the lot one and one half hours after arriving there.

Now, I’m sitting here at 55 minutes after midnight saying to myself “My God, what have I done?”. Good old buyers remorse which will have passed by the time my period of staring off into space has been replaced by some sleep (which right now, is out of the question).

People with crappy credit should count their blessings. At least they’re already as far into debt as they can go. As for me, I’m well on my way to that crappy credit brick wall.

Oh well, you can’t take it with you (as if I had any).

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